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Housing
Canada's Slowest Population Growth in a Century: What Demographic Change Means for Rents, Wages and Your Plan
The Bank of Canada says aging and lower immigration are reshaping the economy. Here is how to think about it in your own projections.
Inflation
Fewer Firms Fear a Recession, but Hiring Stays Soft: What the Bank of Canada's Q3 Business Survey Means for Your Income
Business sentiment improved, then slipped again after trade talks broke down. Here is what that means for wages, prices and your plan.
Taxes
Ottawa's New 'Productivity Mega Deduction': What It Could Mean If You Run or Own a Business
Immediate expensing is expanding and becoming permanent. Here is how to think about it in your own projection.
Housing
The Bank of Canada Says No Single Policy Fixes Housing Affordability: What to Assume in Your Plan
A senior Bank of Canada official argues rate moves are too blunt to solve housing costs. Here is how to plan for that reality.
Housing
Why Asking Rents Jumped Since 2021 — and Why Your Next Lease Matters More Than Your Current One
New Bank of Canada research explains how advertised rents outran supply, and how that gap slowly feeds into inflation and household budgets.
Government & Budget
Budget 2026 Consultations Have Closed: What Households Told Ottawa, and What to Watch For
Affordability dominated 18,000 public submissions. The budget itself is next — and a few line items could change your projection.
Monetary Policy
Macklem in Halifax: $100 Oil, Fresh Tariffs, and Why a Rate Cut Isn't Coming
The Bank of Canada now sees inflation risk on one side and growth risk on the other. Here is how that tug-of-war lands on your household budget.
Fraud Prevention
Canada's New Vertical $20 Note Arrives in 2027 — What Cash Users Should Know
A redesigned $20 with new security features enters circulation in February 2027. Here is the practical side for anyone who still handles cash.
Taxes
B.C. Pauses the October 1 PST Expansion to Professional Services
The accounting, engineering, architectural, security and non-residential real estate PST is on hold — but not every October 1 change went with it.
Taxes
B.C. Confirms PST Will Apply to Bookkeeping — and Some Consulting — From October 1
A September 2 update widened what counts as a taxable accounting service. If you pay someone to do your books or your taxes, budget an extra 7%.
Government & Budget
Canada's New Counter-Tariffs Start September 8: Which Household Purchases Get More Expensive
Furniture, clothing, appliances and cheese are on the list. Here's how to think about a 15%, 25% or 50% tariff hitting your spending plan.
Monetary Policy
The Bank of Canada Holds at 2.25% Again — but Warns Inflation Risks Are Rising
A fifth straight hold, a 3% headline inflation rate, and new tariffs: what the September 2 decision means for your borrowing costs and your projection.